KLARNA - Pay in 3 Instalments
Spread your purchase into 3 payments with Klarna
Full Klarna terms can be found HERE
At the moment we are offering Klarna only to online purchases for delivery. When you choose Klarna the payment will show in your bank as KLARNA and not AC MULTIMEDIA.
Orders placed using Klarna may take a little longer to process and ship whilst checks are undertaken. You may be emailed asking for Identification so please ensure that you have provided a valid email address and telephone number.
In order to offer you Klarna's payment methods, we might in the checkout pass your personal data in the form of contact and order details to Klarna, in order for Klarna to assess whether you qualify for their payment methods and to tailor those payment methods for you. Your personal data transferred is processed in line with Klarna's own privacy notice.
If you are declined by Klarna then there can be a few reasons
You can find details here
https://www.klarna.com/uk/customer-service/why-was-i-declined-by-klarna/